About Bill Schretter- Creator of the Legacy Message™
Bill Schretter, CLU®, ChFC®, CFP®, ATA®, CFCS®, AEP®, LSSBB®, CFC®
Life-Legacy Services is not a financial advisory, tax, or legal advisory organization. Life-Legacy Services does not compete against any accounting, tax, legal, or financial advisory service organization. In fact, such firms are the primary source of referrals for our services.
Because of my professional experience as a financial advisor, I know the value of creating a Legacy Message. "When in college, my healthy father suffered from heart problems and 2 strokes.I know that Bad Things Can Happen to Good People" .
o I understand that life can change in a single evening.
o I understand the importance of planning for when bad things to happen to good people.
o I understand that there is more to the value of a human life than the bank account balance.
o There is value to planning and saving for the future, But there is also value in living and enjoying the moment. The balance of the two creates joy and peace of mind, especially when shared with loved ones.
Life-Legacy Services seeks to help people save more than just money. We work with our clients to save the stories of their family, their life, their triumphs and their tribulations to inspire future generations and leaders. A person who knows their family story discovers that they are a link in a chain that is seeking a better life, both influenced and independent from the history of those who came before them. Those who know their family story are inspired to have a more productive life based on long-term values and goals. They have a greater sense of life mission and the value of personal sacrifice. We encourage positive grieving and future actions through the recording, archiving, and publishing of your Legacy Messages, encouraging the creation of shared journals, and assisting with genealogy research and the preservation of family records. Your Legacy Message allows for an ongoing relationship with those you care about because of the messages that you have left behind for them. These are messages with a positive consequence that can last generations.
Formal Education:
o BS, Business Management- Miami University
o MBA, University of Cincinnati
o CLU®- Chartered Life Underwriter, The American College
o ChFC®- Chartered Financial Consultant, The American College
o CFP®- CERTIFIED FINANCIAL PLANNER™, CFP Board 115542
o ATA®- Accredited Tax Advisor, Certificate #1101120335
o LSSBB®- Lean Six Sigma Black Belt – Certificate # 19111513, November 15, 2019
o CFCS®- Certified Financial Crimes Specialist since 2022
o CFP Board Ambassador™ from 2015 to 2024.
o AEP®- Accredited Estate Planner. Member 149941
o Intuit Certified Tax Professional™ – Certificate # 82320845
o Ohio Life & Health Insurance Agent, License #601605, since 2002
o CFC®- Certified Financial Counselor Institute
o IRS Enrolled Agent - Application Approval Pending 2024
o CFI FMVA Certification - In process, expect completion Fall 2024
o Creator of the 5P Customer Service Audit Process™
o Creator of the 5Q5 Personality & Risk Assessment™ ™
o Creator of the 5P Business Succession and Valuation Planning Process™
o Published Author and researcher on the topics of Legacy Planning and maintenance of Generational Wealth and Impact on Personal Life Purpose.
o Creator of The Legacy Message™- A Message of Love, Appreciation, and Advice that you leave behind for Future Generations™
Career Experience:
o 1998-2001 Fidelity Investments – Equity and Options Trader
o 2001- 2002 AIG Pinnacle Tax Advisors – Financial Advisor
o 2003-2007 Northwestern Mutual Insurance Company- Compliance Manager
o 2007-2012 Capital Analysts, - Compliance Manager
o 2012-2015 Raymond James Financial Services, - Financial Advisor
o 2015-2018 Key Private Bank, Southwestern Ohio- Regional Financial Planner
o 2012- Present Life-Legacy Services – Creation of Legacy Messages- Owner
o 2018-2022 Life-Legacy Financial Counsel, Inc., Founding Principal & Advisor
o 2020-Present Intuit Inc. Certified Tax Expert and Consultant
o 2019-Present- University of Cincinnati- Adjunct Faculty
o 2022- Present- Financial Advisor
o Member - National Financial Educators Council
Community Service:
Bill is a Trustee of the J24Charity Trust and is on the Board of Directors of several local 501c3 organizations. Bill is a graduate of Leadership Warren County and the Cincinnati Leadership Council BOLD Program™ Bill is a board member with several professional organizations, including the FPA of Southwestern Ohio and the National Society of Accountants. Bill has been involved in both the Boy Scouts of America and was past Board Member of the Girl Scouts of Western Ohio. Bill is the Board Chair for Never The Less Inc, a 501c3 organization that serves the educational and career needs of girls. He volunteers as the President of the Miami University Alumni Association in Dayton Ohio.
Recent Publications -
- CFP Board Lets Make a Plan.org
- Use Google to search for my articles published in Forbes, Bloomberg, Money.com, and the CFP Board Website
- https://voyageohio.com/interview/inspiring-conversations-with-bill-schretter-of-life-legacy-services
- https://money.com/personal-loans-booming-popularity/
- https://wallethub.com/best-cd-rates#expert=Bill_Schretter
- https://allohiosymposium.com/speakers/
- https://states.aarp.org/take-control-of-your-future
- https://www.daytondailynews.com/lifestyles/more-parents-buying-child-first-car/zEXdhSI8QlGeEvnDrWVX3J/
- https://daytonstartupweek2016.sched.com/billschrettercluchfccfp
- https://www.gswo.org/en/discover/our-council/board-of-directors.html
- https://www.bloomberg.com/news/articles/2014-11-24/you-don-t-need-to-be-rich-to-lose-money-in-a-hedge-fund?embedded-checkout=true
- https://www.financialplanningassociation.org/sites/default/files/2020-07/2016%20FPA_AnnualReport.pdf
- https://www.sec.gov/comments/4-606/4606-2947.pdf
- https://www.letsmakeaplan.org/financial-topics/newsletter/2022/february-2022
- https://m.facebook.com/CFPLetsMakeAPlan/posts/301190142042415/
- https://www.facebook.com/CFPLetsMakeAPlan/posts/want-to-reduce-your-income-tax-burden-bill-schretter-cfp-shows-you-how-opening-a/4216033101855584/
- https://www.macombdaily.com/2021/04/14/savvy-financial-planning-sooner-means-more-money-later/
- https://www.annuity.org/financial-advisors/small-business/
- https://issuu.com/cincyflip/docs/fpa_flipbook_70b2aa8b1085c2
- https://www.usnews.com/banking/articles/how-to-switch-banks-a-step-by-step-guide
- https://www.nytimes.com/2019/08/30/business/credit-card-flexible-payments.html
- https://www.kitces.com/blog/why-arent-checklists-a-financial-planning-standard/
- https://mindpeacecincinnati.com/wp-content/uploads/MindPeace-Senior-Packet-Final.pdf
